Finance & Operations Analyst

ABOUT BASELAYER Every day, financial institutions make consequential decisions about which businesses to onboard and trust, in order to grow with confidence. Baselayer exists to make those decisions faster, more accurate, and much less expensive. We offer the leading AI Risk Platform that automates merchant onboarding, underwriting, and fraud prevention for over 20% of the Financial Institutions in America. By combining authoritative government data, AI agents purpose-built for web analysis, and a network powered by millions of applications, Baselayer prevents billions of dollars in merchant fraud and credit risk and instantly automates good merchant applications. ABOUT THE TEAM We're a growing team solving a big problem. Business fraud costs the financial system billions every year, and the tools built to fight it are slow, expensive, and outdated. We're changing that. You'd be joining a growing, close-knit team where ownership is real, customer impact is immediate, and the work you ship matters from day one. We move deliberately, communicate directly, and care deeply about quality. If you want to look back in five years and know you worked on something that changed how trust works across major financial institutions, let's chat! ABOUT THE ROLE We are looking for a Finance & Operations Analyst to be the Swiss Army knife of our Operations & Finance team. You will own the numbers — month-end close, accounting, and FP&A — and you will also own smaller tasks that keep a fast-growing startup running, from office logistics to getting a new teammate's laptop set up. This is a highly visible role reporting directly to the Head of Operations & Finance. You will see the entire business: how revenue is recognized, where money goes, what it costs to grow, and where the process is still held together with duct tape. Your job is to close the books accurately, build the reporting leadership relies on, and then go fix the duct tape. This is not a role for someone who wants a narrow lane. We are looking for someone who is willing to get their hands dirty, moves fast, and takes as much pride in a clean reconciliation as in unblocking a teammate on a Friday afternoon. WHAT YOU'LL DO FP&A & Reporting • Track and analyze unit economics and SaaS metrics — ARR, gross margin, NDR, burn multiple, and more • Build and maintain the operating model, budget vs. actuals, and rolling cash forecast • Produce recurring management and board-level reporting on revenue, burn, runway, and departmental spend • Turn ambiguous questions into clear analysis: what is this costing us, what is driving the variance, and what should we do about it Business Operations • Improve and automate the finance stack — billing, invoicing, expense management, and procurement • Own vendor and software spend management, including renewals and contracts • Support compliance and corporate housekeeping in partnership with Legal and Compliance including annual SOC2, penetration testing, business insurance and more • Support HR and Recruiting with on/off-boarding, assisting new employees, and general support requests • Work with BI tooling to provide valuable insights to internal key players Accounting & Month-End Close • Assist with the month-end close process end to end — journal entries, accruals, prepaids, and account reconciliations • Manage account mapping for credit card payments and billing • Partner with our outside accountants and tax advisors on close support, year-end, and compliance filings Office & Internal Support • Keep the office running — supplies, vendors, seating, events, and the day-to-day logistics of an in-person team • Serve as first-line internal helpdesk: laptop setup, SaaS provisioning and access, and basic IT troubleshooting for new hires and the broader team • Jump on ad-hoc projects across the business wherever the need is greatest MINIMUM REQUIREMENTS • 1 to 3 years of experience in accounting, FP&A, finance, or business operations • Hands-on experience supporting a month-end close, including reconciliations and journal entries • Highly advanced Microsoft Excel — this is a must • Tech savvy and quick to pick up new systems, with a bias toward automating manual work • Exceptional attention to detail and a high bar for accuracy • Willing to get your hands dirty and take on tasks that might operate outside a job description WHAT SETS YOU APART • Startup experience, ideally at an early-stage company where you built process rather than inherited it • Hands-on experience with QuickBooks or a similar accounting system • SQL skills and experience with BI tools; Metabase is a plus • Experience with billing, expense management, or procurement tooling • You are proactive, self-directed, and comfortable operating without detailed instructions • You are a true Swiss Army knife — you would rather own ten things well than one thing narrowly • You want to be foundational and help build something that lasts WORK LOCATION • Based in NYC; 5 days a week COMPENSATION • Salary Range: $80,000 - $110,000 + Bonus + Equity BENEFITS • Time off when you need it: Flexible PTO so you can recharge without red tape • In-person energy: We're based in NYC and meet in the office 5 days a week • Competitive compensation: We pay well and back it with equity. We want you to think and act like an owner • Career rocket fuel: You'll help build the foundation of a high-growth startup, working side by side with experienced founders and team members who've done it before • Benefits on us: We cover 100% of your health, dental, and vision premiums. No surprise deductions from your paycheck • 401(k) with company match: We match your contributions so your future self benefits too • HSA contributions included: We contribute to your HSA on applicable plans, so your coverage works as hard as you do • Stay healthy, stay sharp: A $250 monthly gym stipend to help you bring your best self to work, and everywhere else • Lunch on us: Lunch stipend so you can stay fueled and focused without thinking about it • A seat at the table: We believe in transparency, radical candor, and giving every team member a voice 🔥