Reinsurance Underwriter

About us Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks. Opportunities to make an impact with bold thinking are real—and happening daily at Coalition. About the role We are seeking a Reinsurance Underwriter to join Coalition’s fast growing Coalition Re team. Since binding our first treaty in 2025, we have seen tremendous demand for our proprietary scanning and aggregation modeling expertise. To support this growth we are building the underwriting bench. This is a foundational role for someone early in their career who wants to learn cyber reinsurance underwriting from the ground up. You will work directly alongside senior underwriters, actuarial, and modeling on live treaty submissions — preparing and analyzing cedant data, supporting pricing and exposure analysis, drafting underwriting files, and maintaining the documentation and reporting that keeps our portfolio and capacity relationships running. Over time, you will take ownership of smaller accounts and working-level broker relationships. This is a fully remote position. Responsibilities • Underwrite alongside senior underwriters on new and renewal Cyber Treaty Reinsurance business • Develop a working understanding of the cyber reinsurance marketplace, including coverage trends, loss activity, and competitor behavior • Build working-level relationships with reinsurance brokers and cedants • Evaluate submissions reviewing bordereaux, loss experience, and exposure data for completeness and quality • Analyze cedant performance, exposures, and loss experience in partnership with actuarial and modeling to draft submission summaries, pricing indications, and underwriting files for senior underwriter review • Review treaty wordings in close collaboration with legal, ensuring consistency between intent, pricing, structure, and contractual terms. • Track cedant bordereau, premium, and loss reporting, and follow up on outstanding or inconsistent data • Collaborate closely with Actuarial, Modeling, Product, Engineering, and Claims teams to support underwriting tool development and other business needs • Assist in the development of new reinsurance products • Support quarterly and annual reporting on production and portfolio metrics • Support onboarding and ongoing servicing of cedants in Helios • Support onboarding and ongoing management of white-label cyber programs, including referral triage against standard program parameters • Travel as needed to meet clients and brokers Skills and Qualifications • 3+ years of relevant experience in reinsurance, brokerage, actuarial, or data analytics • Strong analytical skills and advanced comfort working with large and imperfect data sets • Understanding of treaty structures, pricing concepts, portfolio construction, policy wording and contract terms • Strong organizational skills, with the ability to manage multiple priorities and deadlines across multiple stakeholders in a fast-paced environment • Exceptional attention to detail, particularly around data quality, documentation, and version control • Clear written and verbal communication, with the ability to summarize technical analysis for underwriters, brokers, and cedants • Strong relationship-building and influencing skills with the ability to earn credibility and trust with external and internal stakeholders • Progress toward professional designations such as Associate in Reinsurance or Chartered Property Casualty Underwriter is a plus • 4-year college degree preferred Compensation Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $95,000/year in our lowest geographic market up to $119,000/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed. Perks • 100% medical, dental and vision coverage • Flexible PTO policy • Annual home office stipend and WeWork access • Mental & physical health wellness programs (One Medical, Headspace, Wellhub, and more)! • Competitive compensation and opportunity for advancement Why Coalition? Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds. We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition’s exceptional growth stems from its ability to address real-world problems for organizations of all sizes while remaining true to our founding values of character, humility, responsibility, purpose, authenticity, and inclusion. We’re always looking for collaborative, inquisitive individuals to join #OurCoalition. Visit our Newsroom > Privacy Notice Coalition is committed to protecting your privacy and handling your personal information responsibly. We collect, use, and store personal information as necessary for the recruitment process and in compliance with applicable privacy laws and regulations in all regions where we operate. We want you to understand what personal information we collect, how we use it, and your rights regarding access, correction, and deletion of your data where applicable. Information submitted, collected, and processed as part of your application is subject to Coalition's Privacy Policy. For further details, please review our full Privacy Policy or contact us with any questions regarding how your information is handled. Our Privacy Policy > Safe Hiring Notice All legitimate communication from Coalition comes from @coalitioninc.com emails, and open roles are listed only on our Careers page. We never ask for payment, banking details, or personal identification before an offer is accepted through our secure systems. If you believe you’ve been a victim of fraudulent recruiting, follow guidance from the Federal Trade Commission (FTC). Anti-Discrimination Notice Coalition is proud to be an Equal Opportunity employer. Our policy is to provide equal employment opportunities to all individuals, without discrimination or harassment on the basis of any characteristic protected by applicable laws in each country where we operate. This commitment includes, but is not limited to, ensuring equal treatment in recruitment, selection, training, promotion, transfer, compensation, and all other aspects of employment. Coalition does not tolerate discrimination or harassment of any kind, and we are dedicated to fostering an inclusive and supportive workplace. Accommodations Coalition is committed to providing reasonable accommodations to qualified individuals with disabilities, including applicants and employees, in accordance with applicable laws and regulations in each country where we operate. Our policy is to support equal opportunity in the hiring process by considering qualified applicants regardless of disability or other protected characteristics, unless providing accommodation would impose an undue hardship or disproportionate burden. If you require accommodation to complete an application, interview, pre-employment testing, or participate in the selection process, please contact us at candidateaccommodations@coalitioninc.com. We also consider all qualified applicants, including those with criminal histories, in line with applicable laws and regulations in each jurisdiction. To all recruitment agencies: Coalition does not accept unsolicited agency resumes. Do not forward resumes to our email alias, employees, or other physical or virtual organization locations. Coalition is not responsible for any fees related to unsolicited resumes.