Senior Accounting Analyst

About PayJoy   PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.   This role Key responsibilities • Review daily transactions, including accounts payable/receivable, general ledger and bank reconciliations. • Participate in external and internal tax and accounting audits. • Prepare financial accounting reports. • Balance Sheet Account reconciliation • Reconcile processed work by verifying entries and comparing system reports to daily balances. • Reconcile and book complex or non-standard transactions in NetSuite. • Review month-end and year-end closing. • Organize financial data into usable information and maintain up-to-date records. • Monitor the progress of financial and accounting objectives. • Establish accounting policies and procedures, aligned with company objectives. • Ensure compliance with local accounting regulations in the company. • Review the calculation of tax returns is correct and in accordance with accounting regulations. Requirements • 1-3 years of experience in public accounting or in a role managing a high volume of transactions and account reconciliations • Academic degree in Accounting, Finance, Business Administration or Auditing. CPA or equivalent certification preferred. • Prior experience working with NetSuite or any other ERP. • Strong computer skills, MS Excel in particular (spreadsheet management, pivot tables and use of advanced formulas). • Strong knowledge of accounting principles, laws and regulations. • Excellent analytical skills to manage large volumes of data. • Attention to detail and accuracy • Ability to prioritize work • Excellent analytical, problem-solving, and decision-making skills • Intermediate to advanced English and Spanish language level Benefits • 100% Company-funded health insurance for employees and immediate family members • Life insurance • Dental plan • Phone finance, Headphone, home office equipment and wellness perks. • Individual retirement plan 3% • 20 days of vacations • $2,000 USD annual Co-working Travel perk • $2,000 USD annual Professional Development perk • Catered lunches PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.   PayJoy Principles   Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening