Group Financial Controller

ABOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: • Tide is available for UK, Indian, German and French SMEs • Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly • Over $300 million raised in funding • Over 2,800 Tideans globally • Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 • We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg ABOUT THE TEAM: The Financial Reporting & Control (FRC) team is responsible for the day to day bookkeeping and financial reporting of Tide’s India entities. The team ensures the accuracy, integrity and timeliness of the India entities’ financial results, working closely with FP&A, Treasury, Risk and the wider business to support Tide’s continued growth. ABOUT THE ROLE: As the Group Financial Controller within the FRC team, you will lead a team of Financial Controllers responsible for the financial results of Tide’s India’s entities. You will play a central role in partnering with business and product teams to support the development of new products and the design of robust back-end accounting processes, while driving forward Tide’s finance transformation agenda - including the automation of financial processes and the deployment of AI across the finance team. Given the scale of Tide’s high-growth insurance intermediary and lending businesses, strong technical expertise in lending accounting and provisioning under IFRS 9 is essential. You will lead the response to external auditors and tax authorities, and regularly prepare and present financial information to senior stakeholders. Your responsibilities will include: Financial reporting & control • Lead the day-to-day bookkeeping, month-end close and financial reporting for Tide’s India entities; • Own the accuracy and integrity of the P&L, balance sheet and cash flow for assigned entities, ensuring robust review and analytical challenge; • Ensure strong balance sheet substantiation, reconciliation and control processes across the team; and • Oversee preparation of statutory accounts and support the annual financial statements process. Business partnering & new product support • Partner closely with business and product teams to support the development and launch of new products; • Establish and embed robust back-end accounting processes and controls for new products and business lines; and • Act as a trusted finance partner to commercial stakeholders, providing accounting input into product design and structuring. Finance transformation & automation • Drive the automation of financial processes across the FRC team, identifying opportunities to streamline reporting and control activities; • Support the deployment of AI tools and capabilities within the finance team; and • Champion best practice and continuous improvement in financial processes and systems. Lending & insurance accounting • Provide technical accounting leadership across Tide’s high-growth lending and insurance businesses; • Own the accounting and provisioning for lending products under IFRS 9, ensuring compliance with accounting standards; and • Partner with Risk and Product teams on the accounting treatment of new lending and insurance propositions. Audit & tax • Lead the response to external auditors, managing the year-end audit process for India entities; • Lead engagement with tax authorities, ensuring timely and accurate responses to enquiries; and • Maintain strong working relationships with external auditors and tax advisors. Stakeholder management & leadership • Prepare and present financial results, technical accounting papers and management information to senior stakeholders; • Lead, coach and develop a team of Financial Controllers, building team capability and technical expertise; and • Represent FRC on cross-functional projects and initiatives. WHAT WE ARE LOOKING FOR: Tide is seeking an experienced and technically strong Group Financial Controller. The ideal candidate will have: • Qualified accountant (ACA, ACCA, CIMA or equivalent) with significant post-qualification experience; • Minimum of 10-15 years’ experience in financial reporting and control, ideally within financial services or a high-growth technology/fintech environment; • Strong technical knowledge of audit, accounting and provisioning; • Proven experience leading and developing a team of finance professionals; • Track record of business partnering with product and commercial teams, particularly in supporting new product launches; • Experience driving finance transformation, process automation and/or adoption of AI within a finance function; • Experience leading the response to external audit and tax authority enquiries; • Excellent communication and stakeholder management skills, with experience presenting to senior leadership; • Familiar with Indian GAAP and/or IFRS reporting requirements; and • Self-starter with a strong sense of ownership, comfortable operating in a fast-paced, high-growth environment. WHAT YOU’LL GET IN RETURN: Our location-specific employee benefits are designed to cater to the unique needs of Tideans: • Competitive Compensation - Competitive salary and share options. • Time Off – Generous annual leave on top of bank holidays. • Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey. • Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide. • Health Insurance – Private family insurance with additional OPD coverage and top-up options. • Life & Accident Cover – Comprehensive accidental and life insurance protection. • Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops. • Volunteering & Development Days – Paid days annually for volunteering or personal growth. • Learning & Development – Annual budget for books, courses, coaching, and more. • WOO (Work Outside the Office) – Work from abroad for up to 90 days annually. • Home Office Setup – Contribution towards setting up your home office • Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement. • Snacks & Meals – Office perks with snacks, coffee, tea, and lunch (location dependent). TIDEAN WAYS OF WORKING At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. #LI-AC1 #LI-Hybrid TIDE IS A PLACE FOR EVERYONE At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard. At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard. Disclaimer It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that: • Tide does not charge any fees at any stage of the recruitment process. • All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel. • Communication from Tide will only come from an official @tide.co email address. • Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf. If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process. Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy. 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