Compliance Data & Reporting Analyst

QUICK SUMMARY You’ll build the reports Kin sends regulators, hunt down data breaks, and keep compliance reporting reliable as we scale into new states. SQL required. WHO WE ARE Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive. Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most. Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 14 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including: - Built In Chicago’s Best Places to Work, Midsize Companies (2021-2026) - Forbes’ America’s Best Startup Employers (2026) - Inc. 5000 Fastest-Growing Private Companies - Forbes’ Fintech 50 (2023-2026) - Great Places to Work Certified (2024-2026) Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We’re excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we’re building, visit kin.com http://kin.com and see how we work https://www.linkedin.com/company/kin-insurance/life/kin/. THE OPPORTUNITY We’re looking for a Compliance Reporting & Data Analyst to help us build the reporting muscle Kin needs as we scale. As we expand into new states and roll out new products, our regulatory, financial, and audit reporting obligations grow in both volume and complexity — and the stakes for getting them right grow with them. This is a newly created role, added as we expand our Compliance Reporting & Data function to keep pace with that growth. Reporting to the Compliance Reporting & Data Lead, you’ll partner across Compliance, Finance, Product, and Data Engineering to make sure the numbers we send to regulators, auditors, and finance leaders are accurate, complete, and defensible. Your work will directly protect Kin’s ability to operate in every state we serve today — and every state we’re preparing to enter next. YOUR RESPONSIBILITIES - Translate regulatory and financial reporting requirements into report logic and data definitions, in partnership with the Compliance Reporting & Data Lead - Develop, maintain, and update regulatory and compliance reports for state filings, market conduct exams, audits, and other reporting obligations - Validate data used in compliance submissions against agreed checks, document the procedure and results, and escalate exceptions for resolution - Own reporting readiness for new products and state launches, including post-launch data validation - Investigate reporting discrepancies and data anomalies, isolate root causes, and drive remediation with Data Engineering, Finance, and Product - Write and execute validation tests that confirm data pipelines produce reporting-accurate output, and close gaps with Data Engineering before reporting depends on them - Build and maintain automated reporting processes, data-quality checks, reconciliations, and alerts, and propose additional checks where recurring exceptions surface - Create and maintain clear documentation of report logic, data definitions, controls, validation procedures, and reporting processes to keep Kin audit-ready - Produce and reconcile the data feeds Finance relies on for month-end close, and resolve variances identified during reconciliations - Research data and assemble supporting documentation for responses to regulators, auditors, and internal stakeholders, and recommend process, control, and automation improvements to the Compliance Reporting & Data Lead SUCCESS IN THIS ROLE In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You’ll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin’s mission forward. Along the way, you’ll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve. By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you’ve helped make. - Regulatory filings, market conduct exam responses, and audit requests go out on time, accurately, and backed by documentation an examiner can follow without a call. - New product launches and state expansions have clear compliance reporting requirements, with validated data feeds and documented controls. - Recurring reporting exceptions have dropped meaningfully as automated data-quality checks and alerts catch issues before they reach a filing - There is clear documentation in place for the reports you are responsible for, including step-by-step instructions. WHAT YOU’LL BRING - 2+ years of experience in data analysis, compliance reporting, insurance regulatory reporting, financial reporting, audit, or a similar analytical role - Working proficiency in SQL, including joins, aggregation, and queries that test for completeness, duplicates, and reconciliation breaks - Experience translating business and regulatory reporting requirements into structured data needs - A track record of investigating data discrepancies, isolating root causes, and driving remediation to completion - Precise, detail-oriented working style with well-organized documentation that a colleague can pick up and follow without a walkthrough - Ability to manage multiple recurring reporting deadlines without sacrificing accuracy - Clear written and verbal communication with both technical partners (Data Engineering) and non-technical partners (Compliance, Finance) Bonus if you have - Experience working in the P&C insurance industry - Familiarity with Looker or a comparable BI tool - Familiarity with data pipeline and data-platform tools such as Databricks, Airflow, or AWS tools - Experience with JIRA or similar work-management tools - Accounting, finance, or audit experience - Experience developing automated data-quality checks, reconciliations, or reporting processes HOW WE HIRE We believe a great hiring experience should be clear, respectful, and human. We will accept applications for this position until November 24, 2026. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions. The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us: - Prompt updates and feedback following interviews - Interviews with recruiters, hiring managers, and members of teams - Skills assessment relevant to the position, if applicable - Genuine, thoughtful human interaction at every step HOW WE SUPPORT YOU We offer a comprehensive, competitive benefits program, allowing you to choose the benefits that are best for you and your family, starting on the first day of the month following your start date. Core Benefits - Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level - 401(k) with company match up to 4% of eligible earnings - Multiple medical plan options, plus dental and vision coverage - Company-funded HSA contributions (based on medical plan selection) - Company-paid life insurance and short-term disability Health & Wellbeing - A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance - Access to mental health support and confidential counseling resources - Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays - Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents Growth & Development - Career mobility and internal growth opportunities across the organization - Professional development budgets for certifications, conferences, and learning available, subject to management approval HOW WE WORK We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers. Run through walls, together - Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. We assume the best in each other and challenge ideas, not intentions. We show up, work hard, and play to each other's strengths — because that’s how great teams win. Raise the bar. Drop the ego - Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths. Act like an owner - We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it‘s hard. Because when Kin thrives, so do you. And so do our customers. Operate lean. Deliver more - We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation — it's our competitive advantage. Keep asking ‘What if?’ - We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company. WHERE WE WORK We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration. For Sales Agents and Customer Service Agents: These roles sit in any of the following 32 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI. For all other positions, these roles can sit in any of the following 41 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above. For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered. State locations and specifics are subject to change as our hiring requirements shift. EEOC STATEMENT Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an indivi…