Senior Product Manager, Lending

ABOUT AIRWALLEX Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 250,000 businesses worldwide – including Brex, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 2,300 of the brightest and most innovative people in tech across 27 offices around the globe. Valued at US$11 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.   ATTRIBUTES WE VALUE We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles https://www.airwallex.com/us/operating-principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor. You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.   ABOUT THE TEAM The Product team at Airwallex is a group of passionate builders and problem-solvers who are obsessed with crafting customer-centric solutions that empower businesses to operate anywhere, anytime. We combine technical expertise with a deep understanding of our customers' needs to design and build unified, intuitive, and scalable products. As a team, we thrive in a collaborative and fast-paced environment, constantly iterating and pushing boundaries to deliver exceptional product experiences. The Lending team is building the future of credit at Airwallex. We are focused on creating simple, scalable, and high-impact lending experiences for businesses, spanning both embedded lending and first-party lending use cases. This is a highly strategic area for Airwallex, with the opportunity to solve complex customer problems at the intersection of product, risk, data, operations, and commercial strategy. WHAT YOU'LL DO As Senior Product Manager, Lending, you will own a critical part of Airwallex’s lending product portfolio and help shape how businesses access credit through our platform. You will work closely with engineering, design, credit risk, legal, compliance, operations, data, and commercial teams to build products that are intuitive for customers and robust for the business. You will be responsible for identifying customer pain points, defining product strategy for your area, and driving execution from concept through launch and iteration. This role is ideal for someone who is excited by ambiguity, motivated by customer impact, and energised by solving hard problems in a fast-moving and regulated environment. RESPONSIBILITIES - Own product strategy, roadmap, and execution for a key area within Airwallex’s lending and credit product suite - Partner with customers, commercial teams, and internal stakeholders to deeply understand customer problems, validate opportunities, and identify the right segments to serve - Translate complex credit, regulatory, operational, and technical requirements into simple, scalable product experiences - Work closely with engineering and design to define solutions, prioritise trade-offs, and deliver high-quality products with speed and rigor - Partner with credit risk, legal, compliance, and operations teams to ensure products are commercially effective and operationally sound - Help shape embedded lending and first-party lending propositions, taking new ideas from concept to launch - Define success metrics, analyse product and portfolio performance, and use data to improve conversion, customer experience, unit economics, and risk outcomes - Stay close to market trends, customer needs, and the competitive landscape in SME banking, credit, and embedded finance WHO YOU ARE We’re looking for people who meet the minimum qualifications for this role. The preferred qualifications are great to have, but are not mandatory. MINIMUM QUALIFICATIONS - 5 to 7 years of overall professional experience - Significant experience in product management, with a strong track record of shipping and scaling products in fintech, financial services, lending, or adjacent regulated domains - Experience taking products from ideation through delivery and iteration, ideally in complex cross-functional environments - Strong product judgment and analytical skills, with the ability to use data and first-principles thinking to make decisions - Strong stakeholder management and communication skills, with the ability to influence technical and non-technical audiences - Ability to thrive in cross-cultural and cross-functional teams - Bachelor’s degree or higher with strong academic achievement PREFERRED QUALIFICATIONS - Experience with lending, credit, working capital, underwriting, or embedded finance products - Familiarity with SME banking, lending operations, credit risk, or regulatory requirements across one or more markets - Experience working closely with risk, legal, compliance, or operations teams in a regulated environment - Experience in high-growth technology or startup environments - Background in software engineering, economics, finance, or consulting APPLICANT SAFETY POLICY: FRAUD AND THIRD-PARTY RECRUITERS To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com http://airwallex.com email address. Please apply only through careers.airwallex.com http://careers.airwallex.com or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary. EQUAL OPPORTUNITY Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.