Fraud Prevention Analyst

ABOUT ADDI We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly, grow together and where we create abundance and generate pride in them. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace. We provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing) using state-of-the-art technology, bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably. Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing—we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia. But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live by our values https://co.addi.com/trabaja-con-nosotros#:~:text=%E2%80%A2%20We%20are%20owners,dentro%20del%20equipo. every day. ABOUT THE ROLE This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something meaningful, keep reading. WHAT’S THE MISSION YOU’LL DRIVE Safeguard Addi's assets and customer trust by meticulously verifying the authenticity of applicant identities in real-time, directly minimizing fraud losses and ensuring a secure onboarding experience. WHAT YOU WILL DO - Decrease the overall fraud loss rate through enhanced real-time identity verification processes and proactive fraud detection. - Maintain a document verification accuracy rate minimizing false positives and ensuring a smooth onboarding process for legitimate customers. - Achieve an average handling time of identity verification cases while maintaining accuracy and thoroughness. - Identify and document emerging fraud patterns or techniques, contributing to the continuous improvement of fraud prevention strategies. - Maintain 100% adherence to established identity verification protocols and quality assurance guidelines in daily operations. - Contribute to thereduction in the overall customer onboarding time by ensuring swift and accurate identity verification. WHAT WE’RE LOOKING FOR - Technical Expertise in Document Security - Possesses a deep understanding of security features in Colombian identity documents and stays updated on evolving forgery techniques. - Can immediately identify inconsistencies or red flags in submitted documents based on their knowledge of security features. - 1-3 years of professional experience in identity verification, document authentication, or fraud prevention, preferably within the financial services or technology sectors. - Professional, technician or student of last semesters in documentology, criminology, dactyloscopy and/or forensic graphology. - Analytical Rigor and Pattern Recognition - Demonstrates a strong ability to analyze complex identity information, identify subtle anomalies, and connect seemingly disparate data points to detect potential fraud. - Can proactively flag suspicious applications that deviate from established patterns, leading to the prevention of fraudulent transactions. - Meticulous Attention to Detail and Accuracy - Executes verification processes with exceptional thoroughness and precision, ensuring the highest level of accuracy in every assessment. - Consistently identifies critical discrepancies in documents that might be overlooked by others, minimizing the risk of accepting fraudulent identities. - Data-Driven Judgment and Decision Making - Makes well-informed and defensible decisions on document authenticity based on verifiable evidence and established protocols, escalating complex cases appropriately. - Can clearly articulate the rationale behind their verification decisions, citing specific document features or data points as evidence. - Effective Communication and Reporting - Clearly and concisely documents verification findings, including any anomalies or suspicions, and communicates effectively with relevant teams regarding potential fraud risks. - Provides detailed and well-structured reports that enable other teams to take appropriate action on potentially fraudulent activities. - Adaptability and Continuous Learning - Quickly adapts to new verification technologies, procedures, and evolving fraud tactics, demonstrating a commitment to continuous learning and improvement. - Proactively seeks out training and information on new fraud detection techniques and readily incorporates them into their workflow. WHY JOIN US? - Work on a problem that truly matters – We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services. - Be part of something big from the ground up – This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee—you’ll be an owner - Unparalleled growth opportunity – The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high-impact role in a company that’s scaling fast, this is it. - Join a world-class team – Work alongside top-tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it—and we want you to be a part of it. - Competitive compensation & meaningful ownership – We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to support your growth. HOW THE HIRING PROCESS LOOKS LIKE We believe in a fast, transparent, and engaging hiring experience that allows both you and us to determine if there's a great fit. Here’s what our process looks like: - Step 1: People Interview (30 min) A conversation with a recruiter or hiring manager to get to know you, your experience, and what you're looking for. We’ll also share more about Addi, our culture, and the role. - Step 2: Technical Case Study (60–90 min) We’ll present a real-world case to understand your analytical thinking and how you handle document verification under pressure. We value efficiency and respect for your time, so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you, just as much as it is for us. Regardless of the outcome, we are committed to always providing feedback, ensuring that you walk away with valuable insights from your experience with us.