Underwriting Lead, Cyber Portfolio Underwriting

About us Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks. Opportunities to make an impact with bold thinking are real—and happening daily at Coalition. About the role Coalition’s global Cyber Portfolio Underwriting (CPU) function sets underwriting direction, authority and governance for Coalition’s cyber and technology E&O portfolio worldwide. As our capacity partnerships and international footprint grow, the volume of underwriting decisions that require portfolio-level review is growing with them. The Underwriting Lead owns that decision flow in North American hours. The role is responsible for timely, well-reasoned and well-documented referral decisions, and for turning the patterns in those decisions into better guidelines, authorities and systems. Responsibilities • Own the CPU referral queue in North American business hours, clearing referrals within service levels and within delegated authority, and escalating where required. • Prepare, submit and follow through carrier referrals under Coalition’s capacity agreements, including rework and post-response actions. • Conduct four-eyes and secondary reviews across SME, mid-market and large-risk business, and manage pricing exception requests. • Document decisions so that they create usable precedent, and maintain a referral decision library for underwriters. • Identify recurring referral patterns and convert them into guideline revisions, authority adjustments, underwriter coaching and training content. • Specify automated referral gates and governance flags with Product and Engineering, and track their effect on volume and cycle time. • Produce referral management information: volumes by trigger, cycle times, outcomes and trends. • Coordinate CPU responses to North American carrier audits • Assist in researching and developing new insurance products Skills and Qualifications • 8+ years of cyber or technology E&O underwriting experience at a carrier, MGA or reinsurer, across SME, mid-market and large accounts. • Deep familiarity with letters of authority, referral frameworks and delegated-authority obligations to capacity providers. • Sound, fast judgement, with the discipline to record the reasoning behind each decision. • Comfort with underwriting data and dashboards (Looker or SQL experience a plus). • Ability to hold a governance line with senior underwriters and distribution colleagues while remaining commercially constructive. Compensation Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $135,000/year in our lowest geographic market up to $185,000/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed. Perks • 100% medical, dental, and vision coverage • 401(k) retirement plan with competitive employer match • Flexible PTO • Up to 14 weeks of paid leave for birthing parents and 8 weeks of paid parental leave for non-birthing parents • Annual home office stipend and WeWork access • Mental & physical health wellness programs like One Medical, Headspace, Wellhub, and more! • Competitive compensation and opportunity for advancement Why Coalition? Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds. We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition’s exceptional growth stems from its ability to address real-world problems for organizations of all sizes while remaining true to our founding values of character, humility, responsibility, purpose, authenticity, and inclusion. We’re always looking for collaborative, inquisitive individuals to join #OurCoalition. Visit our Newsroom > Privacy Notice Coalition is committed to protecting your privacy and handling your personal information responsibly. We collect, use, and store personal information as necessary for the recruitment process and in compliance with applicable privacy laws and regulations in all regions where we operate. We want you to understand what personal information we collect, how we use it, and your rights regarding access, correction, and deletion of your data where applicable. Information submitted, collected, and processed as part of your application is subject to Coalition's Privacy Policy. For further details, please review our full Privacy Policy or contact us with any questions regarding how your information is handled. Our Privacy Policy > Safe Hiring Notice All legitimate communication from Coalition comes from @coalitioninc.com emails, and open roles are listed only on our Careers page. We never ask for payment, banking details, or personal identification before an offer is accepted through our secure systems. If you believe you’ve been a victim of fraudulent recruiting, follow guidance from the Federal Trade Commission (FTC). Anti-Discrimination Notice Coalition is proud to be an Equal Opportunity employer. Our policy is to provide equal employment opportunities to all individuals, without discrimination or harassment on the basis of any characteristic protected by applicable laws in each country where we operate. This commitment includes, but is not limited to, ensuring equal treatment in recruitment, selection, training, promotion, transfer, compensation, and all other aspects of employment. Coalition does not tolerate discrimination or harassment of any kind, and we are dedicated to fostering an inclusive and supportive workplace. Accommodations Coalition is committed to providing reasonable accommodations to qualified individuals with disabilities, including applicants and employees, in accordance with applicable laws and regulations in each country where we operate. Our policy is to support equal opportunity in the hiring process by considering qualified applicants regardless of disability or other protected characteristics, unless providing accommodation would impose an undue hardship or disproportionate burden. If you require accommodation to complete an application, interview, pre-employment testing, or participate in the selection process, please contact us at candidateaccommodations@coalitioninc.com. We also consider all qualified applicants, including those with criminal histories, in line with applicable laws and regulations in each jurisdiction. To all recruitment agencies: Coalition does not accept unsolicited agency resumes. Do not forward resumes to our email alias, employees, or other physical or virtual organization locations. Coalition is not responsible for any fees related to unsolicited resumes.