Financial Operations Analyst

About Tensec Founded in 2023, Tensec is a global fintech that enables small and medium-sized businesses (SMBs) to enter global trade and thrive by giving them access to global transaction banking solutions that are user-friendly, efficient, and secure.   Tensec founders have driven startups from foundation to exit, built decacorns, and led global teams at companies such as PayPal, Credit Karma, Facebook, Goldman Sachs, Visa, Mastercard, and American Express. We're putting together a world-class team to disrupt the $50 trillion cross-border b2b financial services industry by providing SMBs the financial strength to participate and win in the global economy.   We believe that successful companies and teams are directly correlated to a company's cultural DNA. At Tensec, we make a deliberate effort to create values and foster a culture able to unleash both human and organizational potential. We strongly believe that the best business results derive from teams that have a strong identification with a mission, push themselves to the edge, and love what they do.   The Tensec team is diverse and global, with members in San Francisco, New York, Miami, Monterrey, and Sao Paulo. We are funded by top venture capital firms such as Quiet Capital, Costanoa Ventures, Coinbase Ventures, Clocktower, WillowTree, and prolific angels such as Jason Pate (Chief Strategy Officer, Plaid), Bora Chung (ex-Chief Experience Officer, Bill.com http://Bill.com and Board Member, Remitly).   How we Work We move fast, debrief quickly, and expect you to own your output. This is a dynamic company, we value speed and decisiveness over process. You'll have the context you need to make good decisions, and the autonomy to make them. This role follows a hybrid model. We ask that you're in our office in Sao Paulo 3 days per week.   About the Role Tensec is hiring a FinOps Analyst to process disbursements for our Brazil business. You'll be the person making sure that outbound payments to clients and partners go out accurately and on time, every day, the kind of work where getting it right, consistently, is what makes cross-border payments actually work. A day in this role looks like processing that day's batch of disbursements, checking each one against the underlying payment instructions, confirming settlement with the bank, and reconciling what went out against what was expected, then flagging anything that doesn't match before it becomes a client-facing problem.   What You'll Do - Process daily disbursements for Tensec's Brazil operations, ensuring payments are accurate, complete, and executed on time - Validate payment instructions against internal records before disbursement to catch errors before they go out - Reconcile disbursement activity against bank statements and internal systems, identifying and flagging discrepancies - Coordinate with banking partners to confirm settlement of disbursements and follow up on delays or exceptions - Maintain accurate, up-to-date records and trackers of disbursement activity - Support month-end reporting related to disbursement volumes and reconciliation status - Escalate discrepancies, delays, or unusual patterns promptly to your manager and the broader Finance Operations team - Assist with ad hoc financial operations requests as Tensec's Brazil business scales   What We're Looking For - 2+ years of experience in finance operations, treasury operations, payments/disbursements processing, or a similar role at a bank, fintech, or financial services company - Working knowledge of Brazilian payment rails - Strong attention to detail, you catch a mismatched number before it becomes a problem - Comfortable working with spreadsheets and reconciling data across multiple sources - Working proficiency in English for coordination with Tensec's main office - Based in or able to work from São Paulo   Compensation, Benefits and Perks - Competitive base salary - Health insurance - Meal vouchers - Paid time off and local statutory holidays - Learning and development budget This role follows a hybrid model. We ask that you're in our Sao Paulo office 3 days per week.   Additional Disclaimers Tensec is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law. Tensec is a diverse and inclusive company committed to growing a diverse and inclusive team. We invite people of all backgrounds and identities to apply. Additionally, we encourage everyone to share which pronouns you wish for us to use when addressing you (i.e., she/her, he/him, they/them). We are committed to providing reasonable accommodations for qualified individuals with disabilities. Please let your recruiter know if you require an accommodation during the application or interview process.