Senior Software Engineer, Risk

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. Job Requisition Profile The mission, should you choose to accept it, is to pioneer and scale Ripple Treasury’s platform into the future. Do you want to work with a hardworking, fun loving, development team, whom will work together to feed the village? If you enjoy solving ambitious business problems in a fast-paced and collaborative environment this might be the role for you! At Ripple Treasury, you’ll be a part of makers, breakers, doers, and disruptors, who love to solve real problems and meet real customer needs. As an established FinTech leader in the SaaS treasury management space, our vision is to create the next-generation of technology tools for the global, corporate financial office. Our Liquidity team is seeking an innovative and forward-thinking Senior Software Developer passionate about building a world-class platform through a world-class team. Creating technical software excellence and spearheading application development in design, implementation, and maintenance to make magic happen. About the Liquidity Management Team The Liquidity Management team builds and maintains the core platform capabilities that give treasury professionals real-time transparency into their organization's cash and liquidity positions across banks, accounts, currencies, and legal entities worldwide. Our solutions help enterprise customers optimize how they fund operations, manage intercompany liquidity structures, and deploy idle cash. The team works at the intersection of complex financial workflows and modern software engineering, delivering scalable, reliable systems that process critical financial data for customers operating across 40+ countries. The Vision The Liquidity Management team is at the forefront of a major modernization initiative, reimagining how enterprise treasury teams manage liquidity across a global landscape. We're not just maintaining what exists — we're rebuilding from the ground up with a bold vision: a modern, intuitive user experience with fast, streamlined workflows that make sophisticated treasury operations feel effortless; a cloud-native architecture built on the latest technologies, designed for scalability, resilience, and speed; and first-class support for both traditional fiat currencies and digital assets, positioning Ripple Treasury at the groundbreaking of where treasury is headed. What You’ll Do: • Leverage Azure services to craft scalable, fault-tolerant, and highly resilient cloud-based solutions • Carry the banner of quality as a first class citizen by conducting rigorous unit, integration, and non-functional (performance, security) testing to guarantee our software is production-ready • Implement world class levels of Observability to derive deep application insights, performance and usage data, and solving problems before they become a problem • Share your enthusiasm for tech trends, explore and learn new technologies, engage with tech communities, mentor fellow engineers, and lead in technical design and code evaluations • Always seek ways to enhance team operations, processes, methodologies, and technology choices, striving for excellence in every practice • Participate in the team’s YBIYRI model (you-build-it-you-run-it), which includes participating in their on-call pager rotation Essential Knowledge / Experience: • Bachelor’s degree in Computer Science or equivalent experience, with at least 5 years of application development experience • Well versed in application development and modern practices for cloud architecture and deployment • Proven ability to influence and mentor developers within an agile team environment • Skilled at operating within an agile development environment • Experience with Azure Services • Deep knowledge and expertise in .NET and C# • Advanced knowledge of Microsoft SQL Server • Skilled in designing and implementing CI/CD pipelines within Azure DevOps Preferred Knowledge / Experience: • Experience in the financial industry, particularly with exposure to treasury systems, payments, FX, ERP, or financial platforms • Understanding of high-volume transactional processing architectures Abilities Required: • Excel in both verbal and written communication, and effectively collaborate with teammates and partners, both technical and non-technical • Exhibit a detailed commitment to quality and an understanding of customer needs, ensuring that every solution meets the highest standards • Be a self-starter who can prioritize tasks and accomplish assignments independently, driving projects forward • Demonstrate a quick learning capacity, staying up to date with standard methodologies and technologies in relevant areas, and applying this knowledge proactively • Apply your analysis and trouble shooting skills to identify and resolve issues efficiently, ensuring smooth and reliable software performance • Bring deep software engineering experience in distributed systems, ensuring robust and scalable solutions What You Will Get: • A high impact, high visibility role at a growing SaaS company that values personal growth, accountability, and the concept of “good work” • This is a great opportunity for someone who wants to make a big impact, work in a fast-paced and collaborative environment, and win as a team to scale a growing business • A culture of open collaboration and problem solving • An empowered role on the Engineering team, responsible for driving accurate financial result visibility • Great benefits, culture, and the ability to work remotely. WHO WE ARE: Do Your Best Work • The opportunity to build in a fast-paced start-up environment with experienced industry leaders • A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning. • Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team. • In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in. • Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team • We come together for moments that matter which include team offsites, team bonding activities, happy hours and more! Take Control of Your Finances • Competitive salary, bonuses, and equity • Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support • Employee giving match • Mobile phone stipend Take Care of Yourself • R&R days so you can rest and recharge • Generous wellness reimbursement and weekly onsite & virtual programming • Generous vacation policy - work with your manager to take time off when you need it • Industry-leading parental leave policies. Family planning benefits. • Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events Benefits listed above are for full-time employees. Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance. Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.